Welcome to Ohnward Insurance Group!

We proudly serve the residents of the great state of Iowa with the auto, flood, home, life, renters, umbrella, and commercial insurance they need to protect their financial future.

• Auto: One of the most common types of insurance, almost every state in the US requires some level of auto insurance. Typically, they require bodily injury and death liability as well as property damage liability.
• Flood: The Federal Emergency Management Agency requires flood insurance for home and business owners in high flood risk zones. You can purchase this insurance at Ohnward Insurance Group. All of our flood policies are approved by the National Flood Insurance Program.
• Home: As long as you have a federally-backed mortgage on your home, you must carry home insurance, also referred to as homeowners’ insurance. This protects your home investment from all the named perils in the policy. A named-peril refers to a natural or artificial hazard, such as a tornado, fire, chemical spill, etc. If the peril is not specifically named in the policy, it is not covered. No home policy covers flooding. You must purchase that separately. This policy also protects the homeowner from liability incurred from accidents in their home or on their property.
• Life: A life insurance policy provides your beneficiary or beneficiaries with a lump sum payment when you die. You can choose from term or whole life insurance.
• Renters: Even if you do not own your home, you need insurance on the items you own. Renters insurance provides that coverage on your clothing, furnishings, electronics, etc.
• Commercial: Nearly every business needs some form of insurance, especially those with storefronts or that deliver to clients. With more than 20 varieties of commercial insurance policies, let Ohnward Insurance Group help you choose the proper policy types for your business. A doctor needs different policies than a pizza delivery restaurant, and we can help you find the right ones.
• Umbrella: You need a primary policy that includes liability coverage, such as home, renters, auto, or commercial before you can purchase the secondary type of insurance – umbrella. This type of policy increases your liability coverage. These reasonably priced policies let you obtain a million dollars of coverage easily.

Contact Ohnward Insurance Group serving Iowa today for more information on auto, flood, home, life, renters, umbrella, and commercial insurance. Let us help you protect your finances.

While our offices are located in Iowa, we serve both the states of Iowa and Illinois.