Auto Insurance

Ohnward Insurance Group Offers Auto Insurance for Iowa & Illinois Drivers

You are required by law to have auto insurance – but what are you buying? Auto insurance carriers are different in the coverage they provide if the unexpected occurs. Lowest-priced insurance is more affordable, but the level of protection may not be enough if an accident were to occur. At Ohnward Insurance Group, we will help you choose the auto policy that fits your needs and budget.

Types of Auto Insurance Coverage

Standard insurance policies offer several different areas of coverage. Two main categories are collision coverage and comprehensive coverage. Collision covers damage to individuals or property that occurs from an accident. Comprehensive coverage covers additional hazards, such as fire, theft, vandalism, weather damage, or collision with an animal. In addition, personal injury, medical payments, and uninsured motorist coverage are generally included.

How Much Auto Insurance Coverage Do You Need?

Many states set minimum limits for auto insurance coverage. However, you can acquire insurance above this minimum amount to provide additional protection. If your vehicle is financed, you will be required to provide proof of insurance for the financial institution.

How Are Auto Insurance Premiums Determined?

Many factors go into determining how much your insurance premium will cost, such as age, location, marital status, driving record, and even your credit score. The level of coverage will also affect the cost of insurance and what deductible you choose.

Your agent can help you find the right insurance to fit your budget.

Make Ohnward Insurance Your Agent for Auto Insurance in Iowa & Illinois

You may have questions about how much auto insurance you need and how to get great value for your money. We can help with experienced knowledge and a variety of options to suit your needs. Contact Ohnward Insurance Group for a free, no-obligation on auto insurance coverage that will help you avoid expensive financial losses.

While our offices are located in Iowa, we serve both the states of Iowa and Illinois.