Life Insurance

Many of our clients in & Illinois want to provide for their loved ones, even if it means leaving them something when they have passed. This is why Ohnward Insurance Group offers life insurance as a supplemental option for our clients who want to give a final gift to those they love.

Financial Dependence

Unfortunately, death can happen unexpectedly and leave bills to those that depend on you. Individual life insurance is arguably one of the biggest investments you can make in securing the future for your loved ones. It’s a complicated subject, but don’t let that put you off. Discussing and understanding issues such as financial dependence, covering debt, final costs, or leaving a final gift is the first step. There are different types of life insurance that will help you make the decision that works for you and your family. With individual life insurance your loved ones will have the reassurance that they need. It is an important investment you should make for your family.

Ohnward’s knowledgeable staff is here to assist.

Covering Debt

If you currently have debt, you want to make sure that the policy is large enough to cover these costs separately from the funds needed to survive. At your passing, the lien holders and lenders will come looking for the family to cover the remaining debt or return the property. Having enough for the mortgage balance is essential if you expect your loved ones to live in your home.

Final Costs

When you pass, your family and friends will be in a mourning state. The last thing they should worry about is money and finding the money to pay for your final costs and services. With a life insurance policy, you can include funds for these costs so that you can have the services you want and take away a financial burden from your loved ones.

Leave A Final Gift

Sometimes our clients want to leave those they love a final gift to spend on college tuition, down payment on a home, or any other large expense you would like to leave them, even if you are no longer here.

Are You Ready for A Quote?

Contact our agents at Ohnward Insurance Group today if you are an Iowa resident and looking to get a personal quote for your life insurance policy.

While our offices are located in Iowa, we serve both the states of Iowa and Illinois.