Renters Insurance

If you rent or lease, you need renters' insurance.

There are three parts to renters' insurance. The first is coverage for your personal belongings, the second is personal liability coverage, and the third is loss of use coverage. All of these play an important role in protecting you as a renter since your landlord's insurance on the property will not cover those risks specific to you.

The amount of property insurance you need will depend on the value of your possessions. Liability insurance protects you from lawsuits related to property damage you may cause or if someone is injured while visiting you at your rental property.

At Ohnward Insurance Group, we will help you not only choose a policy to fit your needs but help you comply with insurance requirements in your lease agreement.

While our offices are located in Iowa, we serve both the states of Iowa and Illinois.