Home Insurance
When you are a homeowner, you are usually required to have home insurance by your lender. However, even if your home is paid off, it pays to have a home policy in place. If you need home insurance, give us a call now at Ohnward Insurance Group
Coverage for Your House
Your home is probably one of the most expensive purchases you will make in your lifetime. When your home is damaged your homeowner’s policy will suddenly become very important. There’s no one-size-fits-all solution, but there are many coverage options that may work for you. At Ohnward Insurance Group we will work with you to identify the homeowner’s policy that fits your needs and budget. Home insurance policies cover a range of options tailored to fit the needs of your home and lifestyle. When reviewing your options, the following are a few of the coverage options:
- Flood Coverage
- Earthquake
- Jewelry, Fine Arts and Collectibles
- Personal Injury
- Personal Property/Contents
- Umbrella
- Water Back-Up
Protection for Your Possessions
Next to your house, all of your possessions likely make up your second-largest investment. Having to repurchase everything would be a devastating financial blow for those who don't have home insurance. But with this coverage, you can get items repaired and/or replaced by funds from the policy. It's a good way to keep yourself protected from this kind of financial disaster.
Liability Coverage
Your home insurance wouldn't be complete without liability protection. This type of coverage would protect you if someone were to have an accident in your home and run up medical bills for their injuries. The injured party will not have to take you to court to get their medical bills paid with this protection. This can give you peace of mind knowing that you won't have someone else's medical bills to pay.
Get Your Home Coverage
If you own a home and need home insurance or wish to change your policy, we can help. Give us a call today at Ohnward Insurance Group of Iowa to find out more.
While our offices are located in Iowa, we serve both the states of Iowa and Illinois.
